Get Directions

1024 Route 22, Brewster, NY, 10509

Auto Financing Brewster, NY

Let the Brewster Ford Auto Finance Center Help You

At Brewster Ford, we understand that almost no one buys a car with cash these days. By financing or leasing a car instead, you can set up affordable monthly payments and get the ideal car for you in no time. Here in the great city of Brewster, New York, our Ford finance department is ready to meet and exceed all your auto financing needs. The top priority for our team of experienced finance professionals is to make sure you leave here feeling well-informed and fairly treated.

We enjoy working with people from Putnam County and beyond. Whether you're nearby or far away, it's our duty to give you the treatment you deserve when you're getting financing with Brewster Ford. We want to help you every step of the way so that getting a car can be as easy and stress-free as possible. Plus, we'll tell you about our offers, specials, and incentives that could give you an even better deal. Read on to explore everything you need to know about our finance center.

How Does Auto Financing Work?

Whether you're brand-new to the car-buying process or you've made automobile purchases before, the financing process can be confusing. That's why we're here to make it simple. Instead of buying a $20,000- to $30,000-car in cash, many people choose to finance. In this process, you get a loan from a bank or other institution to pay for the car. After paying an initial down payment, you pay back the loan in monthly installments over a period. Like any loan, you also have to pay interest and fees. After making all your payments, you own the car outright.

In the financing process, the lender looks at factors like loan term, credit score, and income to calculate your payment amounts. No matter your credit score, we here at Brewster Ford will work closely with you to figure out the best arrangement possible. That means we'll do our best to get the lowest down payment amount and the most competitive monthly payments we can. Not to mention, we have strong relationships with reputable lenders that can provide our clients with excellent deals.

How Does Leasing a Vehicle Work?

Other than financing, another popular option for getting a vehicle is leasing. In the leasing process, you "borrow" or "rent" the car by making monthly payments on it over a specific period. At the end of the period, you can negotiate a deal to purchase the car or return it to the auto dealer. Leasing gives people the freedom to test out a car for a period before making the commitment to buy it.

Leasing can be less expensive than paying back an auto purchase loan. It can be a fantastic option for people who want to try out a new luxury car for a brief period. Unsure about whether you should buy or lease your new car? Never fear. Our finance team here in Brewster will give you all the facts so you can make an informed decision that fits your unique needs and budget.

How To Get Started on Your Purchase or Lease

Here are some steps for getting started in the process of buying or leasing a new car.

Choose Your Vehicle

First, explore our huge inventory of new vehicles on our Brewster Ford website. Naturally, we offer high-quality Ford models straight from the factory. Peruse advanced, innovative models like the Explorer, Bronco Sport, Escape, Mustang, Edge, and Ranger. You can filter your search by year, make, model, feature, and other factors to make the process even easier.

Of course, we also offer a bounty of used cars that may be superb options for you. Make sure to check out our selection of certified pre-owned vehicles, too. Along with being less expensive than new models, these cars have undergone a thorough inspection and reconditioning process to earn certification, which allows you to bet that you're making a smart purchase.

Decide if You Want To Buy or Lease

After you decide which make and model you want and how much it costs, you can determine whether you plan to buy or lease the car. Whether you visit us in person, contact us online, or call us on the phone, we're more than happy to explain the difference between buying or leasing so you can make the best decision for your bank account.

Calculate Your Monthly Payments

Upon selecting one or a few models that might be right for you, consider using our simple online payment calculator to see what your monthly payments for the vehicle would be. This tool bases the calculation on a specific loan amount, or the price of the car. To use it, just fill out data like the down payment you're seeking. Calculating your monthly payments is a wonderful way to plan ahead and be proactive in your financing plan.

Get Approved Online

Consider filling out our pre-approval application online to save time at the dealership. All you have to do is input information like name, address, employment history, and vehicle specifications, all from the comfort of your own house. You might even have documents to upload before you arrive here.

Decide if You Want To Sell or Trade-in Your Current Vehicle

Don't forget that you may be eligible to trade in your current vehicle for a new model. This can significantly reduce the price of getting a new car. Plus, it allows you to send your current car off for someone else to use. Let us know if you're interested in this process, and we'll be happy to give you more information.

Why Choose Our Financing Department?

At our finance department, we pride ourselves on our top-notch customer service. We exist to help you. While others may push you into things you don't need or aren't interested in, we'll do whatever we can to meet your specific goals. At the end of the day, we want you to get a great car at a great deal. If you have any questions about our finance center or what we offer, please feel free to contact us. One of our trained professionals will be waiting to assist you with your situation.

How is your credit? Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Brewster Ford loan process can help you find the best interest rate for your next vehicle purchase.

Try our Free credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our Free credit application and our team of finance professionals will begin working for you. Pines Ford has hundreds of Ford vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our Free credit application online.

Once the application is completed, the Pines Ford finance team will put together a loan package that is tailored specifically for you.

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Get Directions

Contact Us
Brewster Ford 41.397286, -73.598643.